GL

Globe Life Inc. ·NYSE·Financial Services
177.87 live · 2026-08-12 15:59

Some scores are at the bottom of their range

This score sits at the bottom of the 0–100 range. The underlying calculation was negative, so the displayed value is a floor, not a measurement of zero.

  • Tactical Score: displayed 0, underlying value -60.3
3.8%
Brown Bear Score
22.3%
Business Conviction Score
15.9%
Position Health Score
25.2%
Chase Risk
Daily closes

Daily closes · 1Y (252 sessions) · +27.3% · range 130.37–186.02

The Businesswhat the company reports

Business & cash flow

FCF / assets 4.1%
OCF / assets 4.5%
FCF / revenue 23.3%
Gross margin 33.9%
ROIC 5.1%
Forward P/E 10.8

FCF/assets and OCF/assets are the cash-flow measures Brown Bear's own testing found to survive; FCF/revenue is shown alongside for context. Assets are from the latest annual filing (FY2025).

Price vs Earnings growth

Price has run ahead of forward EPS growth by 15.6pp

Confidence 95.0/100

Takeaway Price has moved further than forward earnings growth currently justifies — worth weighing against the rest of the entry case.

Reported earnings

Next report 2026-10-20 after the close · consensus EPS 4.99

Q2 23 revenue: 1.33bnQ2 23 net income: 215.26mQ2 23 EPS: 2.24Q3 23 revenue: 1.38bnQ3 23 net income: 257.08mQ3 23 EPS: 2.68Q3 23Q4 23 revenue: 1.42bnQ4 23 net income: 274.80mQ4 23 EPS: 2.85Q1 24 revenue: 1.42bnQ1 24 net income: 254.22mQ1 24 EPS: 2.67Q1 24Q2 24 revenue: 1.44bnQ2 24 net income: 258.36mQ2 24 EPS: 2.83Q3 24 revenue: 1.46bnQ3 24 net income: 302.99mQ3 24 EPS: 3.44Q3 24Q4 24 revenue: 1.47bnQ4 24 net income: 255.20mQ4 24 EPS: 2.85Q1 25 revenue: 1.48bnQ1 25 net income: 254.56mQ1 25 EPS: 3.01Q1 25Q2 25 revenue: 1.48bnQ2 25 net income: 252.75mQ2 25 EPS: 3.05Q3 25 revenue: 1.51bnQ3 25 net income: 387.84mQ3 25 EPS: 4.73Q3 25Q4 25 revenue: 1.52bnQ4 25 net income: 266.08mQ4 25 EPS: 3.22Q1 26 revenue: 1.56bnQ1 26 net income: 270.53mQ1 26 EPS: 3.39Q1 26

Revenue Net incomeEPS (GAAP) (2.24–4.73, own scale) Derived Q4

12 quarters to Q1 26. Revenue and net income share one scale, so the gap between them is the margin. The line is GAAP EPS — it spans every quarter shown, where the reported figure only goes back as far as the consensus feed does.

Quarter endingRevenueYoY Net incomeEPS (GAAP) EPS reportedvs consensus Filed
2026-03-31 1.56bn +5.3% 270.53m 3.39 3.43 -4.1% 2026-05-07
2025-12-31 (derived) 1.52bn +3.6% 266.08m 3.22 3.39 -4.2% 2026-02-25
2025-09-30 1.51bn +4.0% 387.84m 4.73 4.81 +2.8% 2025-11-05
2025-06-30 1.48bn +2.8% 252.75m 3.05 2025-08-06

Earnings response

Typical move around a filing ±1.4%
On an ordinary two days ±1.2% — filings move it 1.2× as much
Direction 6 up, 6 down over 12 filings
Revenue change and price reaction, by quarter
Q2 22 revenue +1.7% year on yearQ2 22 filed 2022-08-05: price +0.4%Q3 22 revenue +1.1% year on yearQ3 22 filed 2022-11-08: price -0.8%Q3 22Q1 23 revenue +1.0% year on yearQ1 23 filed 2023-05-09: price -0.5%Q2 23 revenue +2.6% year on yearQ2 23 filed 2023-08-08: price -1.8%Q2 23Q3 23 revenue +7.2% year on yearQ3 23 filed 2023-11-06: price -1.7%Q1 24 revenue +7.2% year on yearQ1 24 filed 2024-05-08: price +2.0%Q1 24Q2 24 revenue +8.6% year on yearQ2 24 filed 2024-08-07: price +2.6%Q3 24 revenue +5.2% year on yearQ3 24 filed 2024-11-06: price +4.0%Q3 24Q1 25 revenue +4.5% year on yearQ1 25 filed 2025-05-07: price +0.7%Q2 25 revenue +2.8% year on yearQ2 25 filed 2025-08-06: price +0.7%Q2 25Q3 25 revenue +4.0% year on yearQ3 25 filed 2025-11-05: price -1.2%Q1 26 revenue +5.3% year on yearQ1 26 filed 2026-05-07: price -2.1%Q1 26

Revenue up year on year Revenue down Price move around the filing separate scales — a crossing means nothing

Quarter endingFiledRevenue YoY Move around filingNext 20 sessions vs SPY
2026-03-31 2026-05-07 +5.3% -2.1% +3.8%
2025-09-30 2025-11-05 +4.0% -1.2% -2.6%
2025-06-30 2025-08-06 +2.8% +0.7% -2.9%
2025-03-31 2025-05-07 +4.5% +0.7% -5.6%

Share count

Diluted shares over time

Diluted shares Return since the previous filing

Direction Shrinking — shares retired
Diluted shares 79.7M as at 2026-03-31
Change over 1 year -5.6%
Change over 3 years -18.6%
Public float $10.00bn as at 2025-06-30 (10-K)

The Pricewhat the chart is doingTop ↑

Price Levels

StrategyFair Value Anchor
Reference band 166.42 — 178.80
Protective stop 163.03 (Atr, 5.5% risk)
Support 175.58 (2 touches, 1.3% away)
Resistance 181.74 (2.1% away)

Takeaway The shares are nearer the floor than the ceiling: about 1.3% above 175.58, a price buyers have stepped in at before, and 2.1% below 181.74, where sellers have turned up before. That floor has held 2 times, which is how it was spotted. If someone bought at today's price and sold if it dropped through the level below, they would be about 5.5% out of pocket. That is all this figure means — an illustration of the risk, not a price to sell at.

Levels are computed from price structure. They describe where the engine locates support and extension — they are not targets, and not advice.

Ichimoku Cloud (Adaptive)

Daily cloudPrice BELOW the cloud | periods 6/18/36 (69% of classic 9/26/52)
LinesTenkan/Kijun BULL | cloud twist BULL
Cloud eventFresh down breakout 0d ago
Cloud thickness24% percentile (thin — little structure to fight through)
Chikou spanNot clear of price from 26 periods ago
Weekly cloudPrice ABOVE the weekly cloud (context only, not scored)

Takeaway The stock is trading below its cloud — a shaded band drawn from several of its own moving averages, currently 179.86 to 181.72. Being below it means the medium-term picture is pointing downwards, and that band is the first hurdle it would have to climb back through. Its shorter-term averages point the other way, so this is a mixed reading rather than a clear one.

Trailing returns

21 days -0.6%
63 days +14.8%
126 days +25.3%
252 days +27.9%
Below 252d high4.4%

Trend context

PositionFar above trend
ExtensionExtremely extended
Trend slopeRising
Direction of travelConverging back to trend

Takeaway Extreme upside extension above Kalman fair trend; entry risk is elevated.

Volatility

State No recent compression
Current band width9.3% of price
Recent tightest8.7% (9 sessions ago, narrower than 43.0% of its history)
Expansion since1.06×
Band 173.02 — 189.87

Takeaway Lately this share price has been swinging around inside a range roughly 9% wide. That is normal for this stock, so there is nothing unusual to read into it either way.

Historical trends

0255075100Share price 173.48–186.022026-07-032026-08-12
Position Health Business Conviction Share price

History begins when the site started recording, not when the company listed, so a short line means a short record and nothing more.

Repair Pathway

  1. Nearest Trigger MACD bullish crossover repair trigger repair engine identifies this as the nearest technical repair catalyst; Kalman reversion supports pathway; chase risk lowers upgrade comfort · Deteriorating
  2. Trigger 2 EMA20 reclaim +1.6% gap is improving; Kalman reversion supports pathway; chase risk lowers upgrade comfort · Broadly stable
  3. Trigger 3 ADX turns up from weak trend zone secondary repair secondary repair catalyst could add confirmation if the primary trigger develops; Kalman reversion supports pathway; chase risk lowers upgrade comfort · Improving
  4. Trigger 4 Relative momentum leadership holds already satisfied Track 2 pathway: relative momentum leadership is already present; maintaining it supports upgrade pressure; Kalman reversion supports pathway; chase risk lowers upgrade comfort · Broadly stable
  5. Trigger 5 Volume confirmation above 1.5x +0.50x volume confirmation would improve confidence in the pathway; Kalman reversion supports pathway; chase risk lowers upgrade comfort · Broadly stable

Who's Tradingthe flow behind the priceTop ↑

Insider activity

ActivityNo filings in the window
Buy filings0
Sell filings0

Open-market Form 4 purchases and sales over the last 75 days, read from SEC EDGAR Form 4. Grants, option exercises, gifts and shares withheld for tax are excluded — they are compensation mechanics, not a decision to buy or sell. Reported Form 4 activity. Brown Bear tested insider cluster-buying as a return signal and rejected it as era-unstable; shown as fact, not signal.

Volume confirmation

Volume-price trend Below its signal line
Confirmation Marginal

No absorption or distribution event in the recent window.

Takeaway The heaviest trading has been happening on days when the price falls: when large numbers of shares change hands, the price has tended to go down rather than up. That tells you where the weight of trading has been. It does not tell you what happens next, and it is not a signal to sell.

Options Positioning

No binary-event flag

GL: no binary-event flag. Near IV 47%, far IV 33% (ratio 1.41), implied move 5.8%.

Implied volatility 47% near (9d) · 33% far (100d) — Term structure inverted — the market is pricing an event in the near window
Term structure 1.41× near/far
Historical volatility 31%
Implied vs historical 1.49×
Implied move ±5.9% by 2026-08-21
Implied move vs ATR 0.90×
Skew Flat (0.94×)
Put wall 75.00 (-57.8% away)
Gamma pin 165.00
  • Term structure inverted (near 47% IV vs far 33% IV, ratio 1.41)

Takeaway Insuring against a move in this stock costs more for the next few weeks than for the next few months. Traders usually pay up like that when they know something is coming soon — results, a court ruling, a regulatory decision. Options traders are positioned for a move of around 5.9% in either direction by 2026-08-21.

Chain as at 2026-08-12. This is a risk read on whether a specific event is being priced — not a directional view.

Context & Methodthe record, and how it was builtTop ↑

Relative Rotation

ImprovingLeadingLaggingWeakeningvs sectorvs SPYsector vs SPYRS-Ratio →RS-Momentum →

Leadership Cooling

Rotation health 45.2/100; Mixed Rotation.

Rotation health 45.2
Rotation strength 64.5
LegQuadrantRS-RatioRS-Mom
Stock vs sector Improving 86.8 111.2
Stock vs SPY Improving 79.1 116.7
Sector vs SPY Lagging 76.4 91.0

Direction of travel: South-East / trend strong but momentum cooling

Position only. Brown Bear's RRG redesign programme is closed — five constructions, none beat an appropriate null — so this section describes where the name sits, and is not a signal.

News Headlines

  1. Loading headlines\u2026

Headlines are supplied by third-party feeds and are not written, ranked or interpreted by Brown Bear. They feed no score on this page.

Detailed Scoring

Positive signals

  • Piotroski F-score 6/9 (+8.0)
  • Insider conviction score (+5.0)
  • Gross margin quality: 33.9% (+1.4)
  • FCF margin quality: 23.3% (+6.0)
  • FCF margin improving by -1.0 pts (+-1.0)
  • High earnings quality (accrual ratio -0.008) (+1.0)
  • Track 2: bullish DI spread 21.0 (+12.0)
  • Track 2: relative momentum rank 0.66 (+5.5)
  • Track 2: EMA20 slope expanding 0.4% (+1.2)
  • Track 2: RSI trend quality 63.7, 5-day change +14.9 (+11.9)
  • Track 2: price above EMA50 by 1.7% (+1.4)
  • Track 2: EMA50 slope improving 2.3% (+5.5)
  • Track 2: Bollinger position 0.29 (+2.3)
  • Regime convergence: TREND_EXHAUSTION confidence 60.0/100 (EMERGING) (-12.0)

Negative signals

  • Underperforming sector over 20 days
  • Track 2: weak MACD histogram (-0.68)
  • Track 2: weak MACD line/signal structure (-12.0)
  • Track 2: MACD slope deteriorating (-5.0)
  • Track 2: weak volume for momentum setup (0.63x average)
  • Relative strength versus sector deteriorating
  • Track 2: negative 20-day momentum acceleration (-0.10)
  • Track 2: weak/falling ADX (12.0, falling)
  • Track 2: price below EMA20 by 1.6%
  • Track 2: MACD histogram deteriorating (-0.58)
  • Track 2: weak VPT confirmation (-0.00)
  • Below-average Altman Z-score (2.39)
  • Gross margin improving by -66.1 pts (+-1.0)
  • Track 2 structural exemption: structural score 19.4/100 below the 25 quality floor; this is an unowned speculative candidate, so the universal SELL gate was skipped and the Track 2 momentum/RRG grid was allowed to evaluate instead. Structural quality here is weak by design for this kind of candidate -- treat any resulting BUY as higher risk than a Track 1 signal.

Chase risk is not elevated for this name, so extension penalties are omitted from the negative signals above.