GPN

Global Payments Inc. ·NYSE·Financial Services
88.54 live · 2026-08-12 15:59
24.3%
Brown Bear Score
37.2%
Business Conviction Score
30.6%
Position Health Score
49.5%
Chase Risk
Daily closes

Daily closes · 1Y (252 sessions) · +7.5% · range 62.47–90.01

The Businesswhat the company reports

Business & cash flow

FCF / assets 3.8%
OCF / assets 5.0%
FCF / revenue 34.5%
Gross margin 64.0%
ROIC 4.2%
Forward P/E 5.6

FCF/assets and OCF/assets are the cash-flow measures Brown Bear's own testing found to survive; FCF/revenue is shown alongside for context. Assets are from the latest annual filing (FY2025).

Price vs Earnings growth

Forward EPS growth has outpaced trailing price return by +623.4pp

Confidence 95.0/100

Takeaway Earnings growth is outpacing price — consistent with the stock not yet fully reflecting its improving forward estimates.

Reported earnings

Next report 2026-11-02 before the open · consensus EPS 3.64

Q2 23 revenue: 2.45bnQ2 23 net income: 274.15mQ2 23 EPS: 1.05Q3 23 revenue: 2.48bnQ3 23 net income: 361.83mQ3 23 EPS: 1.39Q3 23Q4 23 revenue: 2.43bnQ4 23 net income: 361.30mQ4 23 EPS: 1.38Q1 24 revenue: 2.42bnQ1 24 net income: 313.31mQ1 24 EPS: 1.22Q1 24Q2 24 revenue: 2.57bnQ2 24 net income: 374.76mQ2 24 EPS: 1.47Q3 24 revenue: 2.60bnQ3 24 net income: 315.12mQ3 24 EPS: 1.24Q3 24Q4 24 revenue: 2.52bnQ4 24 net income: 567.17mQ4 24 EPS: 2.23Q1 25 revenue: 2.41bnQ1 25 net income: 305.73mQ1 25 EPS: 1.24Q1 25Q2 25 revenue: 1.96bnQ2 25 net income: 241.64mQ2 25 EPS: 0.99Q3 25 revenue: 2.01bnQ3 25 net income: 635.21mQ3 25 EPS: 2.64Q3 25Q4 25 revenue: 1.33bnQ4 25 net income: 217.52mQ4 25 EPS: 0.90Q1 26 revenue: 2.97bnQ1 26 net income: -1.80bnQ1 26 EPS: -6.59Q1 26

Revenue Net incomeEPS (GAAP) (-6.59–2.64, own scale) Derived Q4

12 quarters to Q1 26. Revenue and net income share one scale, so the gap between them is the margin. The baseline is zero — bars below it are losses. The line is GAAP EPS — it spans every quarter shown, where the reported figure only goes back as far as the consensus feed does.

Quarter endingRevenueYoY Net incomeEPS (GAAP) EPS reportedvs consensus Filed
2026-03-31 2.97bn +23.1% -1.80bn -6.59 2.96 +3.7% 2026-05-08
2025-12-31 (derived) 1.33bn -47.1% 217.52m 0.90 3.18 -0.3% 2026-02-20
2025-09-30 2.01bn -22.8% 635.21m 2.64 3.26 -0.5% 2025-11-04
2025-06-30 1.96bn -23.8% 241.64m 0.99 2025-08-06

Earnings response

Typical move around a filing ±4.6%
On an ordinary two days ±1.6% — filings move it 2.8× as much
Direction 7 up, 4 down over 11 filings
Revenue change and price reaction, by quarter
Q3 22 revenue +3.8% year on yearQ3 22 filed 2022-10-31: price -9.3%Q1 23 revenue +6.3% year on yearQ1 23 filed 2023-05-03: price +0.8%Q1 23Q2 23 revenue +7.5% year on yearQ2 23 filed 2023-08-01: price +10.6%Q3 23 revenue +8.3% year on yearQ3 23 filed 2023-10-31: price +5.0%Q3 23Q1 24 revenue +5.6% year on yearQ1 24 filed 2024-05-01: price -10.0%Q2 24 revenue +4.7% year on yearQ2 24 filed 2024-08-07: price +11.9%Q2 24Q3 24 revenue +5.1% year on yearQ3 24 filed 2024-10-31: price +1.1%Q1 25 revenue -0.3% year on yearQ1 25 filed 2025-05-06: price -0.5%Q1 25Q2 25 revenue -23.8% year on yearQ2 25 filed 2025-08-06: price +4.6%Q3 25 revenue -22.8% year on yearQ3 25 filed 2025-11-04: price +2.7%Q3 25Q1 26 revenue +23.1% year on yearQ1 26 filed 2026-05-08: price -1.9%

Revenue up year on year Revenue down Price move around the filing separate scales — a crossing means nothing

Quarter endingFiledRevenue YoY Move around filingNext 20 sessions vs SPY
2026-03-31 2026-05-08 +23.1% -1.9% -6.9%
2025-09-30 2025-11-04 -22.8% +2.7% -0.3%
2025-06-30 2025-08-06 -23.8% +4.6% +4.7%
2025-03-31 2025-05-06 -0.3% -0.5% -9.3%

Share count

Diluted shares over time

Diluted shares Return since the previous filing

Direction Growing — shares issued
Diluted shares 273.2M as at 2026-03-31
Change over 1 year +10.5%
Change over 3 years +3.8%
Public float $19.31bn as at 2025-06-30 (10-K)

History before 2020-03-31 is not shown. The share count jumps at that date by a ratio no ordinary issuance produces — a split whose factor is not in Brown Bear's split store — so earlier figures are on a different basis and cannot be compared with today's.

The Pricewhat the chart is doingTop ↑

Price Levels

StrategyAt Support Zone
Reference band 83.41 — 85.94
Protective stop 77.20 (Atr, 8.8% risk)
Support 84.26 (2 touches, 5.1% away)
Resistance (— away)

Takeaway The shares are about 5.1% above 84.26, a price buyers have stepped in at before. There is no ceiling to point to, because the stock is trading where it has not traded before and nobody has sold it at these levels. That floor has held 2 times, which is how it was spotted. If someone bought at today's price and sold if it dropped through the level below, they would be about 8.8% out of pocket. That is all this figure means — an illustration of the risk, not a price to sell at.

Levels are computed from price structure. They describe where the engine locates support and extension — they are not targets, and not advice.

Ichimoku Cloud (Adaptive)

Daily cloudPrice ABOVE the cloud | periods 8/23/47 (90% of classic 9/26/52)
LinesTenkan/Kijun BULL | cloud twist BULL
Cloud thickness98% percentile (thick — substantial structure)
Chikou spanAbove price from 26 periods ago
Weekly cloudPrice ABOVE the weekly cloud (context only, not scored)

Takeaway The stock is trading above its cloud — a shaded band drawn from several of its own moving averages, currently 76.00 to 82.55. Being above it means the medium-term picture is pointing upwards, and that band is the first place the stock has recent support if it slips back. Its shorter-term averages agree with that. The band is unusually wide at the moment, so it marks a broad zone rather than a single level.

Trailing returns

21 days +16.7%
63 days +29.0%
126 days +20.8%
252 days +9.5%
Below 252d high1.6%

Trend context

PositionFar above trend
ExtensionExtended
Trend slopeRising
Direction of travelDiverging from trend

Takeaway Positive Kalman trend with moderate extension; constructive for momentum but watch entry risk.

Volatility

State No recent compression
Current band width17.5% of price
Recent tightest17.5% (0 sessions ago, narrower than 66.0% of its history)
Expansion since1.00×
Band 76.88 — 91.66

Takeaway Lately this share price has been swinging around inside a range roughly 18% wide. That is normal for this stock, so there is nothing unusual to read into it either way.

Historical trends

0255075100Share price 73.01–88.272026-07-032026-08-12
Position Health Business Conviction Share price

History begins when the site started recording, not when the company listed, so a short line means a short record and nothing more.

Repair Pathway

  1. Nearest Trigger MACD bullish crossover repair trigger repair engine identifies this as the nearest technical repair catalyst · Broadly stable
  2. Trigger 2 Relative momentum rank above 0.55 +0.07 rank relative momentum leadership is not yet strong enough for the next action tier · Broadly stable
  3. Trigger 3 Volume confirmation above 1.2x +0.20x volume confirmation would improve confidence in the pathway · Deteriorating
  4. Trigger 4 MACD histogram acceleration turns positive secondary repair secondary repair catalyst could add confirmation if the primary trigger develops · Broadly stable
  5. Trigger 5 MACD histogram above zero 0.20 gap is deteriorating · Broadly stable

Who's Tradingthe flow behind the priceTop ↑

Insider activity

ActivityNo filings in the window
Buy filings0
Sell filings0

Open-market Form 4 purchases and sales over the last 75 days, read from SEC EDGAR Form 4. Grants, option exercises, gifts and shares withheld for tax are excluded — they are compensation mechanics, not a decision to buy or sell. Reported Form 4 activity. Brown Bear tested insider cluster-buying as a return signal and rejected it as era-unstable; shown as fact, not signal.

Volume confirmation

Volume-price trend Above its signal line
Confirmation Marginal

No absorption or distribution event in the recent window.

Takeaway Slightly more shares change hands on rising days than on falling ones, but the gap is too small to read anything into.

Options Positioning

No binary-event flag

GPN: no binary-event flag. Near IV 50%, far IV 38% (ratio 1.33), implied move 6.3%.

Implied volatility 50% near (9d) · 38% far (65d) — Term structure inverted — the market is pricing an event in the near window
Term structure 1.33× near/far
Historical volatility 44%
Implied vs historical 1.15×
Implied move ±6.3% by 2026-08-21
Implied move vs ATR 0.62×
Skew Put Skew (1.43×)
  • Term structure inverted (near 50% IV vs far 38% IV, ratio 1.33)

Takeaway Insuring against a move in this stock costs more for the next few weeks than for the next few months. Traders usually pay up like that when they know something is coming soon — results, a court ruling, a regulatory decision. Options traders are positioned for a move of around 6.3% in either direction by 2026-08-21.

Chain as at 2026-08-12. This is a risk read on whether a specific event is being priced — not a directional view.

Context & Methodthe record, and how it was builtTop ↑

Relative Rotation

ImprovingLeadingLaggingWeakeningvs sectorvs SPYsector vs SPYRS-Ratio →RS-Momentum →

Mixed Rotation Phase

Rotation health 23.3/100; Severe Rotation Headwind.

Rotation health 23.3
Rotation strength 69.5
LegQuadrantRS-RatioRS-Mom
Stock vs sector Weakening 104.3 85.0
Stock vs SPY Lagging 95.6 85.3
Sector vs SPY Lagging 76.4 91.0

Direction of travel: South-West / deteriorating rotation

Position only. Brown Bear's RRG redesign programme is closed — five constructions, none beat an appropriate null — so this section describes where the name sits, and is not a signal.

News Headlines

  1. Loading headlines\u2026

Headlines are supplied by third-party feeds and are not written, ranked or interpreted by Brown Bear. They feed no score on this page.

Detailed Scoring

Positive signals

  • Piotroski F-score 5/9 (+10.0)
  • Altman Z-score 2.55 (+3.0)
  • Gross margin quality: 64.0% (+16.1)
  • FCF margin quality: 34.5% (+20.0)
  • FCF margin improving by -5.0 pts (+-3.0)
  • High earnings quality (accrual ratio -0.024) (+2.0)
  • Relative Strength 7.9% vs sector: OUTPERFORMING (+10.0)
  • Track 1: relative strength trend improving (+5.0)
  • Track 1: bullish DI spread 28.5 (+8.0)
  • Track 1: ADX 47.1 and rising (+10.0)
  • Track 1: relative momentum rank 0.48 (+0.4)
  • Track 1: EMA20 reclaim distance 5.3% (+3.7)
  • Track 1: EMA20 slope improving 2.3% (+5.0)
  • Track 1: RSI recovery 72.0, 5-day change +10.8 (+2.1)
  • Track 1: VPT strength 0.05 (+1.0)
  • Track 1: price above EMA50 by 12.3% (+5.0)
  • Track 1: EMA50 slope improving 5.2% (+3.0)
  • Track 1: Bollinger position 0.79 (+1.7)
  • Regime convergence: SUPPORT_RESISTANCE_BOUNCE confidence 60.0/100 (EMERGING) (+12.0)

Negative signals

  • Track 1: weak volume confirmation (0.54x average)
  • Track 1: Bearish MACD divergence
  • Track 1: MACD histogram deteriorating (-0.53)
  • Track 1: weak MACD line/signal structure (-8.0)
  • Track 1: MACD slope deteriorating (-3.0)
  • Chase risk 49.5/100 (Elevated Chase Risk): RSI 72.0, EMA20 5.3%, EMA50 12.3%, BB 0.79, distribution 24.9/100
  • Gross margin improving by -9.8 pts (+-3.0)
  • ROIC improving by -1.1 pts (+-5.0)
  • Chase risk 49.5/100 | Extension score 50.5/100 | Elevated Chase Risk