RELY

Remitly Global, Inc. ·Nasdaq Global Select·Technology
25.76 live · 2026-08-26 15:59
74.3%
Brown Bear Score
82.2%
Business Conviction Score
61.2%
Position Health Score
21.8%
Chase Risk
Daily closes

Daily closes · 1Y (252 sessions) · +41.9% · range 12.20–26.67

The Businesswhat the company reports

Business & cash flow

FCF / assets 20.3%
OCF / assets 22.3%
FCF / revenue 19.9%
Gross margin 61.5%
ROIC 7.5%
Forward P/E 15.9

FCF/assets and OCF/assets are the cash-flow measures Brown Bear's own testing found to survive; FCF/revenue is shown alongside for context. Assets are from the latest annual filing (FY2025).

Price vs Earnings growth

Insufficient data to compare price against forward earnings growth

Confidence 40.0/100

Reported earnings

Next report 2026-11-03 after the close · consensus EPS 0.15

Q2 23 revenue: 234.03mQ2 23 net income: -18.85mQ2 23 EPS: -0.11Q3 23 revenue: 241.63mQ3 23 net income: -35.66mQ3 23 EPS: -0.20Q3 23Q4 23 revenue: 264.76mQ4 23 net income: -35.02mQ4 23 EPS: -0.19Q1 24 revenue: 269.12mQ1 24 net income: -21.08mQ1 24 EPS: -0.11Q1 24Q2 24 revenue: 306.42mQ2 24 net income: -12.09mQ2 24 EPS: -0.06Q3 24 revenue: 336.53mQ3 24 net income: 1.92mQ3 24 EPS: 0.01Q3 24Q4 24 revenue: 351.89mQ4 24 net income: -5.72mQ4 24 EPS: -0.03Q1 25 revenue: 361.62mQ1 25 net income: 11.35mQ1 25 EPS: 0.05Q1 25Q2 25 revenue: 411.85mQ2 25 net income: 6.54mQ2 25 EPS: 0.03Q3 25 revenue: 419.49mQ3 25 net income: 8.83mQ3 25 EPS: 0.04Q3 25Q4 25 revenue: 442.18mQ4 25 net income: 41.22mQ4 25 EPS: 0.19Q1 26 revenue: 452.80mQ1 26 net income: 49.05mQ1 26 EPS: 0.23Q1 26

Revenue Net incomeEPS (GAAP) (-0.20–0.23, own scale) Derived Q4

12 quarters to Q1 26. Revenue and net income share one scale, so the gap between them is the margin. The baseline is zero — bars below it are losses. The line is GAAP EPS — it spans every quarter shown, where the reported figure only goes back as far as the consensus feed does.

Quarter endingRevenueYoY Net incomeEPS (GAAP) EPS reportedvs consensus Filed
2026-03-31 452.80m +25.2% 49.05m 0.23 0.23 +91.8% 2026-05-06
2025-12-31 (derived) 442.18m +25.7% 41.22m 0.19 0.19 +1,017.6% 2026-02-18
2025-09-30 419.49m +24.7% 8.83m 0.04 0.04 +63.3% 2025-11-05
2025-06-30 411.85m +34.4% 6.54m 0.03 2025-08-06

Share count

Diluted shares over time

Diluted shares Return since the previous filing

Direction Flat — little net change
Diluted shares 217.0M as at 2026-03-31
Change over 1 year -0.6%
Change over 3 years +23.9%
Public float $3.20bn as at 2025-06-30 (10-K)

History before 2022-03-31 is not shown. The share count jumps at that date by a ratio no ordinary issuance produces — a split whose factor is not in Brown Bear's split store — so earlier figures are on a different basis and cannot be compared with today's.

The Pricewhat the chart is doingTop ↑

Price Levels

StrategyCurrent Price Reasonable
Reference band 25.36 — 26.01
Protective stop 22.73 (Atr, 11.5% risk)
Support 22.97 (3 touches, 12.1% away)
Resistance 26.90 (4.5% away)

Takeaway The shares are nearer the ceiling than the floor: about 4.5% below 26.90, where sellers have turned up before, and 12.1% above 22.97, where buyers have stepped in before. That floor has held 3 times, which is how it was spotted. If someone bought at today's price and sold if it dropped through the level below, they would be about 11.5% out of pocket. That is all this figure means — an illustration of the risk, not a price to sell at.

Levels are computed from price structure. They describe where the engine locates support and extension — they are not targets, and not advice.

Ichimoku Cloud (Adaptive)

Daily cloudPrice ABOVE the cloud | periods 6/16/32 (62% of classic 9/26/52)
LinesTenkan/Kijun BULL | cloud twist BEAR
Cloud eventFresh up breakout 3d ago
Cloud thickness7% percentile (thin — little structure to fight through)
Chikou spanAbove price from 26 periods ago
Weekly cloudPrice ABOVE the weekly cloud (context only, not scored)

Takeaway The stock is trading above its cloud — a shaded band drawn from several of its own moving averages, currently 24.50 to 24.73. Being above it means the medium-term picture is pointing upwards, and that band is the first place the stock has recent support if it slips back. Its shorter-term averages agree with that.

Trailing returns

21 days +10.4%
63 days +28.0%
126 days +58.5%
252 days +37.4%
Below 252d high3.4%

Trend context

PositionAbove trend
ExtensionExtended
Trend slopeRising
Direction of travelConverging back to trend

Takeaway Positive Kalman trend with moderate extension; constructive for momentum but watch entry risk.

Volatility

State In a squeeze
Current band width19.4% of price
Recent tightest15.3% (9 sessions ago, narrower than 82.0% of its history)
Expansion since1.27×
Band 22.52 — 27.37

Takeaway Lately this share price has been swinging around inside a range roughly 19% wide, and it recently went unusually quiet — calmer than it has been 82% of the time. When a stock goes quiet like this, its next move tends to look big by comparison. But quiet says nothing about which way it will go: Brown Bear tested calm-before-a-move as a reason to buy, and it did not work.

Historical trends

02550751002026-07-032026-08-07
Position Health Business Conviction

History begins when the site started recording, not when the company listed, so a short line means a short record and nothing more.

Who's Tradingthe flow behind the priceTop ↑

Insider activity

ActivityInsider selling
Buy filings0
Sell filings14
Shares sold445,938
Value sold$11.0m
Latest sell2026-08-25
FiledInsiderSharesValue
2026-08-25 Sold Mehta Vikas DChief Financial Officer 25,000 $653,750
2026-08-24 Sold MORRIS NIGEL WDirector 16,751 $444,907

Open-market Form 4 purchases and sales over the last 75 days, read from SEC EDGAR Form 4. Grants, option exercises, gifts and shares withheld for tax are excluded — they are compensation mechanics, not a decision to buy or sell. Reported Form 4 activity. Brown Bear tested insider cluster-buying as a return signal and rejected it as era-unstable; shown as fact, not signal.

Volume confirmation

Volume-price trend Above its signal line
Confirmation Marginal

No absorption or distribution event in the recent window.

Takeaway Slightly more shares change hands on rising days than on falling ones, but the gap is too small to read anything into.

Options Positioning

No binary-event flag

RELY: no binary-event flag. Near IV 40%, far IV 47% (ratio 0.85), implied move 8.0%.

Implied volatility 40% near (23d) · 47% far (114d)
Term structure 0.85× near/far
Historical volatility 63%
Implied vs historical 0.63×
Implied move ±8.0% by 2026-09-18
Implied move vs ATR 0.36×
Skew Flat (0.97×)
Put wall 10.00 (-61.2% away)
Gamma pin 15.00

Takeaway Insuring against a move in this stock costs less for the next few weeks than for the next few months, which is the normal state of affairs and suggests no particular date is worrying anyone. Options traders are positioned for a move of around 8.0% in either direction by 2026-09-18.

Chain as at 2026-08-26. This is a risk read on whether a specific event is being priced — not a directional view.

Context & Methodthe record, and how it was builtTop ↑

Relative Rotation

ImprovingLeadingLaggingWeakeningvs sectorvs SPYsector vs SPYRS-Ratio →RS-Momentum →

Leadership Cooling

Rotation health 80.1/100; Strong Rotation Tailwind.

Rotation health 80.1
Rotation strength 82.9
LegQuadrantRS-RatioRS-Mom
Stock vs sector Leading 108.3 116.8
Stock vs SPY Leading 113.4 111.5
Sector vs SPY Weakening 103.8 79.2

Direction of travel: North-East / strengthening leadership

Position only. Brown Bear's RRG redesign programme is closed — five constructions, none beat an appropriate null — so this section describes where the name sits, and is not a signal.

News Headlines

  1. Loading headlines\u2026

Headlines are supplied by third-party feeds and are not written, ranked or interpreted by Brown Bear. They feed no score on this page.

Detailed Scoring

Positive signals

  • Piotroski F-score 6/9 (+15.0)
  • Altman Z-score 11.53 (+10.0)
  • Insider conviction score (+5.0)
  • Gross margin quality: 61.5% (+15.2)
  • ROIC quality: 7.5% (+2.1)
  • FCF margin quality: 19.9% (+13.3)
  • Gross margin improving by 2.3 pts (+2.0)
  • ROIC improving by 11.4 pts (+8.0)
  • FCF margin improving by 11.1 pts (+5.0)
  • High earnings quality (accrual ratio -0.176) (+8.0)
  • Accrual ratio improving (-0.15 -> -0.18) (+5.0)
  • Relative Strength 5.8% vs sector: OUTPERFORMING (+10.0)
  • Track 1: MACD histogram state (0.06) (+3.0)
  • Track 1: relative strength trend improving (+5.0)
  • Track 1: 20-day momentum acceleration 0.07 (+3.0)
  • Track 1: bullish DI spread 1.3 (+1.0)
  • Track 1: ADX 32.9 and rising (+8.0)
  • Track 1: relative momentum rank 0.79 (+3.8)
  • Track 1: EMA20 reclaim distance 2.6% (+5.9)
  • Track 1: EMA20 slope improving 2.4% (+5.0)
  • Track 1: positive MACD regime (+3.0)
  • Track 1: MACD line/signal repair quality (+8.0)
  • Track 1: MACD slope improving (+3.0)
  • Track 1: VPT strength 0.05 (+1.1)
  • Track 1: price above EMA50 by 8.3% (+5.0)
  • Track 1: EMA50 slope improving 4.5% (+3.0)
  • Track 1: Bollinger position 0.67 (+2.7)
  • Regime convergence: MOMENTUM_BREAKOUT_CONTINUATION confidence 96.5/100 (STRONG) (+19.3)

Negative signals

  • Track 1: Bearish MACD divergence
  • Track 1: RSI deterioration/extension 49.1, 5-day change -7.5

Chase risk is not elevated for this name, so extension penalties are omitted from the negative signals above.